Travel cover options - Gold cover
Required for journeys to USA, Canada, Central and South America, Africa, Antarctica, Japan, Middle East, UK and Europe.
| What's covered | Single | Couple or Family |
|---|---|---|
| Section 1: Overseas emergency medical assistance, including evacuation & repatriation |
Unlimited | Unlimited |
| Limit $10,000 for repatriation | ||
| Section 2: Overseas emergency medical and hospital expenses |
Unlimited | Unlimited |
| Limit on dental is $1000 Single or $2,000 Couple or Family | ||
| Section 3: Personal belongings |
$5,000 | $10,000 |
| Limit $1,500 per item or set or pair for photographic or electronic equipment Limit $500 for other items Limit on essential emergency items is $200 Single or $400 Couple or Family |
||
| Section 4: Cancellation, curtailment and additional expenses |
$12,000 | $24,000 |
| Section 5: Accidental death |
$20,000 | $40,000 |
| Section 6: Personal liability |
$2,500,000 | $5,000,000 |
If you need to make a claim, there's an excess payable by you. As a special benefit for MBF health fund members, the excess is only $50. For other travellers, the excess is $100. In both cases, if claims are made under more than one Section relating to the same event, the excess is payable only once.
Certain limits and exclusions apply to certain claims. The maximum payment for the total of all claims under any Section of the policy, is the sum insured for that Section.
For full details about Gold cover, please read the Combined Financial Services Guide, Product Disclosure Statement and Policy Terms & Conditions [PDF, 3.77M].
