Travel cover options - Budget cover
Minimum cover required for New Zealand, Indonesia (including Bali), South West Pacific, Papua New Guinea and Norfolk Island.
| What's covered | Single | Couple or Family |
|---|---|---|
| Section 1: Overseas emergency medical assistance, including evacuation & repatriation |
$50,000 | $100,000 |
| Limit $5,000 for repatriation | ||
| Section 2: Overseas emergency medical and hospital expenses |
$20,000 | $40,000 |
| Limit on dental is $500 Single or $1,000 Couple or Family | ||
| Section 3: Personal belongings |
$2,000 | $4,000 |
| Limit $300 per item or set or pair Limit on essential emergency items is $100 Single or $200 Couple or Family |
||
| Section 4: Cancellation, curtailment and additional expenses |
$2,500 | $5,000 |
| Section 5: Accidental death |
$10,000 | $20,000 |
| Section 6: Personal liability |
$1,000,000 | $2,000,000 |
If you need to make a claim, there's an excess payable by you. As a special benefit for MBF health fund members, the excess is only $50. For other travellers, the excess is $100. In both cases, if claims are made under more than one Section relating to the same event, the excess is payable only once.
Certain limits and exclusions apply to certain claims. The maximum payment for the total of all claims under any Section of the policy, is the sum insured for that Section.
For full details about Budget cover, please read the Policy Terms and Conditions [PDF, 383k].
