Useful Tools

About these tools

These tools may help you decide how much life insurance cover is appropriate to your needs. They are intended to be a guide only and do not represent personal financial advice.

Which type of cover might best suit me?

• Quick comparison tool - the best type of cover to suit your needs depends on your individual circumstances. This convenient tool may help you narrow down the options to consider.

Assess your own needs

• Self-assessment calculator - may help you consider how much cover you may need.
• Household budget calculator - may help you consider your everyday living expenses in ensuring you have allowed for all your expenses.
• Insuring a non-working partner calculator - may help you determine how much cover may be needed for those thinking about insuring a non-working partner. It may help you determine how much cover may be needed, by assisting you to estimate the financial value of the duties they perform at home.
• Income protection calculator - may help you determine how long you could survive without your income.

The calculators and tools are not intended to be relied on for the purpose of making a decision in relation to life insurance and you should consider obtaining advice from a financial adviser before making any financial decisions.