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MBF Income Protection

No matter whether you are young and single, or have a family and a mortgage, your income is one of your most valuable assets, because it supports your lifestyle.

Most people never stop to consider how long they could cope without their income. And yet injuries and illnesses - the sort that leave you unable to work - can and do happen all the time.

Despite this, our own research* has found that the majority of working Australians do not have their own income protection policy in place.

MBF Income Protection helps you to protect one of your most valuable assets by covering up to 75% of your salary if you are unable to work due to illness or injury (see Product Disclosure Statement for relevant defintions, conditions and applicable exclusions).

Our policy offers a choice of benefit and waiting period options, to help you tailor the protection to your own circumstances and budget.

With premiums generally being tax deductible and a convenient pay-by-the-month option, helping to protect your most important asset can be very affordable.

* MBF Life Tracking Research August 2005

Key Features

  • Help protect up to 75% of your pre-disablement income in the event of injury or illness
  • 24 hour protection
  • Benefits paid monthly
  • Waiting period options include 30 days, 90 days, 180 days and 1 and 2 years
  • Benefit period options are 2 years, 5 years, and age 65
  • Wide range of eligible occupations
  • Partial disablement and rehabilitation benefits*
  • Includes unique customer loyalty and motor vehicle accident benefits
  • Premiums generally tax deductible
  • Pay premiums monthly, or pay annually and get 12 months cover for the cost of 11.

*As defined in the Product Disclosure Statement.

For further information see our MBF Income Protection Fact Sheet

Before applying for cover please read the Product Disclosure Statement

Standard premium rates

For an instant, obligation-free premium estimate, call us on 132 623 from Monday to Friday, 8am - 6pm (AEST), or send us an email by completing the form below. (We will aim to respond to your email request within one business day.)

MBF Income Protection Premium Estimate Request

Please note that any premium estimate request is based solely on the information provided and is in no way binding on MBF Life Limited. The actual premium applying, whether you are accepted for cover or if you are only accepted for cover on special terms will be determined on the basis of the information provided in your application form.

Premium estimates require an accurate description of your occupation.

Your details
Your age: Gender: Male  Female
Full Name:
Describe your occupation in detail
(you must work at least 30 hours per week to apply)
Benefits required
Benefit period: 2 years
5 years
age 65
Waiting period:
State:
Have you smoked in the past 12 months? Yes No
Gross annual salary $
Indexed Claim Benefit Option (see Product Disclosure Statement for details) Yes No
How would you like us to send you this information?
Phone me (include  area code):
Email me at this address:
Preferred time of day:
Postcode:
 

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If you have any questions or need assistance completing the form, call us on 132 623, email life@mbf.com.au, or


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