Easylife Insurance

Easylife Insurance is simple, convenient and affordable life insurance.

With the benefit of a lump sum payment, major debts such as the mortgage could be paid off and day-to-day living costs and other expenses could be met to help your family maintain their lifestyle.

It also provides an advanced payment if you are diagnosed with a terminal illness* and double payment should you die as a result of a motor vehicle accident.

Applicants aged 16-50 can choose to apply for any sum insured from $50,000 to $400,000, in multiples of $50,000. Applicants aged 51-54 can apply for up to $100,000.

Key Features

24 hour worldwide protection for death and terminal illness*.
Up to $400,000 cover.
Easy application process - we believe a medical will not be needed in most cases.
Australian residents aged 16-54 can apply.
Apply for joint cover using one simple application form.
Motor Vehicle Accident* 'double benefit' feature.
Premiums start from $8.35 per month**.
Pay premiums monthly, or pay annually and get 12 months cover for the cost of 11.

*As defined in the Product Disclosure Statement.
**Based on $50,000 cover and accepted at standard rates.

This list is for information only. Please see the relevant Product Disclosure Statement for applicable definitions and exclusions. You should read the relevant Product Disclosure Statement before making any decision about a product.

For further information see our Easylife Insurance Fact Sheet

Standard monthly premiums

The standard monthly premiums for Easylife Insurance are shown below. If you wish to pay annually in advance, multiply the appropriate monthly premium by 11.

Female non smoker

Age Range	$50,000	$100,000	$150,000	$200,000	$250,000	$300,000	$350,000	$400,000
Up to 35	$8.35	$12.50	$16.59	$20.80	$24.95	$29.10	$33.25	$37.40
36-40	$8.85	$13.50	$18.15	$22.80	$27.45	$32.10	$36.75	$41.40
41-45	$10.45	$16.70	$22.95	$29.20	$35.45	$41.70	$47.95	$54.20
46-50	$14.10	$24.00	$33.90	$43.80	$53.70	$63.60	$73.50	$83.40
51-54	$20.40	$36.60	Cover not available

Female smoker

Age Range	$50,000	$100,000	$150,000	$200,000	$250,000	$300,000	$350,000	$400,000
Up to 35	$10.45	$16.70	$22.95	$29.20	$35.45	$41.70	$47.95	$54.20
36-40	$12.05	$19.90	$27.75	$35.60	$43.45	$51.30	$59.15	$67.00
41-45	$15.70	$27.20	$38.70	$50.20	$61.70	$73.20	$84.70	$96.20
46-50	$22.40	$40.60	$58.80	$77.00	$95.20	$113.40	$131.60	$149.80
51-54	$34.30	$64.40	Cover not available

Male non smoker

Age Range	$50,000	$100,000	$150,000	$200,000	$250,000	$300,000	$350,000	$400,000
Up to 35	$9.30	$14.40	$19.50	$24.60	$29.70	$34.80	$39.90	$45.00
36-40	$10.00	$15.80	$21.60	$27.40	$33.20	$39.00	$44.80	$50.60
41-45	$11.90	$19.60	$27.30	$35.00	$42.70	$50.40	$58.10	$65.80
46-50	$14.10	$28.80	$41.10	$53.40	$65.70	$78.00	$90.30	$102.60
51-54	$26.30	$48.40	Cover not available

Male smoker

Age Range	$50,000	$100,000	$150,000	$200,000	$250,000	$300,000	$350,000	$400,000
Up to 35	$13.15	$22.10	$31.05	$31.05	$48.95	$57.90	$66.85	$75.80
36-40	$15.90	$27.60	$39.30	$51.00	$62.70	$74.40	$86.10	$97.80
41-45	$22.40	$40.60	$58.80	$77.00	$95.20	$113.40	$131.60	$149.80
46-50	$34.65	$65.10	$95.55	$126.00	$156.45	$186.90	$217.35	$247.80
51-54	$54.05	$103.90	Cover not available

The actual rates that apply to you will depend on the information you give us in your application. Premiums are subject to change. A copy of premium rates for policy renewals for ages 55-70 is available on request.

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